The Partners Group: Privacy Statement

The Internet contains a wealth of information, unfortunately, it may also contain personal details about you that you don't want everyone to know. For example, your real name (lots of people on the Internet use aliases, alter egos or nicknames), street address, phone number, or e-mail address. When you go online, sites you visit may be gathering information about you without your knowledge. At The Partners Group we strive to help our customers protect their privacy while using our services.

THE PARTNERS GROUP PRIVACY POLICY

USE OF IP ADDRESSES

An IP address is a number that's automatically assigned to your computer whenever you're surfing the Web. Web servers -- the big computers that "serve up" Web pages -- automatically identify your computer by its IP address. The Partners Group does not collect IP addresses.

USE OF COOKIES

What are cookies? Cookies are pieces of information that a Web site transfers to an individual's hard drive for record-keeping purposes. Cookies make Web-surfing easier for you by saving your preferences while you're at our site. We never save passwords or credit card information in cookies. The use of cookies is an industry standard -- you'll find them at most major Web sites.

By showing how and when guests use a site, cookies help us see which areas are popular and which are not. Many improvements and updates to the site are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. We use the information from cookies to provide services better tailored to our users needs.

The Partners Group has one primary uses for its cookies. When a client logs into our sponsored benefits site, they must supply a user name and password. We use a cookie to assign a unique "session ID" to that particular visit. When the client leaves our site the cookie is automatically destroyed.

Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. However, note that the secure login parts of the The Partners Group web sites will not function properly if you refuse cookies.

LINKS TO OTHER SITES

Users should be aware that when you are on The Partners Group, you could be directed to other sites that are beyond our control. There are links to other sites from within our web sites that take you outside of our service. These other sites may send their own cookies to users, collect data or solicit personal information.

Please keep in mind that whenever you give out personal information online --- for example, via message boards or chat --- that information can be collected and used by people you don't know. While The Partners Group strives to protect its user's personal information and privacy, we cannot guarantee the security of any information you disclose online and you do so at your own risk.

The Partners Group's policy does not extend to anything that is inherent in the operation of the Internet, and therefore beyond The Partners Group's control, and is not to be applied in any manner contrary to applicable law or governmental regulation.

SECURITY

The importance of security for all personally identifiable information associated with our guests is of utmost concern to us. We exercise great care in providing secure transmission of your information from your PC to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, The Partners Group can't ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems. When credit card information is transmitted we use industry standard, SSL (secure socket layer) encryption.

YOUR ACCEPTANCE OF THESE TERMS

By using this site, you signify your assent to the The Partners Group Privacy Policy. If you do not agree to this policy, please do not use our sites. Your continued use of the The Partners Group sites following the posting of changes to these terms will mean you accept those changes.

SAFETY TIPS

This is a great place for both new and advanced Web users to find information on using the Internet wisely.

THE PARTNERS GROUP INTERNET SAFETY TIPS

Keep your passwords private, even from your best friend! Your online service will never ask for them, so neither should anyone else.
Use only your member name and/or e-mail address when chatting or sending e-mail. Never give out personal information like your name, address, or phone number. Always delete unknown e-mail attachments before opening them. They can contain destructive viruses.

Remember that nothing you write on the Web is completely private - including e-mail. So be careful and think about what you type and who you tell. Not everyone is as nice, cute and funny as they may sound online. Never make plans to meet an online "friend" in person.

Geneos Wealth Management's Privacy Statement

To Our Customers:

Geneos Wealth Management, Inc. (?GWM?) values you as a customer and respects your right to privacy. We recognize that you have placed your trust in us, and we take the responsibility to preserve that trust. One way we endeavor to keep your trust is to properly handle that personal information.

We pledge to you that:

· Protection of your privacy is a top priority;

· Your account information and all documents you provide to us are protected in a secure environment;

· We only collect personal information in order to accomplish our customer commitments to you;

· Information about you is only used and shared in limited and controlled ways; and,

· In the event that we wish to share information about you with non-affiliated third parties, you will be given options concerning what

information may be shared, and your privacy wishes will be respected. You may also choose to opt out of any information sharing.

GWM maintains physical, electronic and procedural safeguards to ensure that personal information we have about you is treated

responsibly, and in accordance with our privacy policy. We restrict access to information about you only to those representatives and

employees who need to know that information in order to provide products and services to you or to conduct GWM's business.

Representatives or employees who have access to the information may only use it for legitimate business purposes. In addition, we take

steps to safeguard information about you in accordance with applicable data security regulations.

We collect personal information about you from these sources:

· GWM's Customer Account Form, applications for the purchase of various products, and other forms;

· Product vendors, as a result of your transactions with us; and/or,

· Depending on the product you are requesting to purchase, information received from consumer reporting agencies, medical

providers or others.

We may disclose the following categories of information to entities that perform administrative services on our behalf or as required or

permitted by law for legal, regulatory, or other purposes:

· Information you provide directly to us on the Customer Account Form, applications or other forms;

· Information we receive about your transactions with us or with our product providers; and/or,

· If required for the products you purchase, information received from other agencies such as: consumer reporting agencies concerning your creditworthiness, motor vehicle and driver's license reports, medical and employment information, and loss reports.

A special note about medical or health information: While we might receive medical or health information from you at the time of application for various types of insurance, we do not use it or share it ? internally or externally ? for any purpose other than what is directly related to the administration of your policy, account, or claim, as required or permitted by law, or as you authorize us to do .

GWM pledges to work to protect the security of your confidential information.