OMA Member Clinic Employee
We
recognize you have different needs and that is why we committed to extend one-on-one
counseling to every person via telephone, face-to-face, or online meetings, so you
can rest assured all of your questions will be answered.
Your
employer is making supplemental benefits available to you that you would not be
able to purchase in the open market. These are individual coverages that
you
own
and can take with you if you ever decide to change jobs—coverages that allow you
to take control of the financial risks related to the health of you and your family
members.
Timing
With
health care costs rising, there has never been a better time to look at other ways
to protect your family and yourself.
Value
The
coverages in this offer include Guaranteed Issue Short-Term Disability and Accident
Insurance as well as Simplified Underwriting Critical Illness and Term Life Insurance
policies
that can
be purchased by eligible employees. These are individual
contracts
that
you own
and can take with you if you change jobs.
Am I eligible?
You
qualify if you are between the ages of 17 and 69, actively working 20 hours per
week and your medical clinic has at least one OMA member physician.
What is it?
The
offer includes four different types of coverage: Short-Term Disability, Accident
Insurance, Critical Illness and Term Life Insurance.
Short-Term
Disability offered through UNUM
·
Pays you up to 50% of your regular
income to $5,000 per month if you are ever disabled and unable to earn a paycheck
·
Disability resulting from pregnancy
is covered (after 10 months of coverage)
·
Helps you to cover ongoing expenses
like your mortgage, your car payment, and your credit card bills if you are not
receiving a paycheck
Accident Insurance offered through UNUM
·
1 in 5 children will visit the
emergency room this year. This coverage is available to your spouse and children
without your participation
·
2/3 of disabling injuries suffered
by American workers are not work-related and therefore not covered by workers’ compensation
insurance
·
Pays you a lump-sum benefit for
expenses related to injuries suffered in an accident such as broken bones, knee
injuries, cuts, and burns (regardless of other coverage in place)
Critical
Illness Insurance Offered Through UNUM
·
1 in 2 men and 1 in 3 women will
be affected by cancer during their lifetime
·
1/3 of Americans have some form
of cardiovascular disease
·
Coverage pays a lump sum benefit
upon first diagnosis of a covered critical illness or event
·
Simplified underwriting required
How do I enroll?
Your
employer will give you the opportunity to consult with a benefit counselor via telephone,
face-to-face or online who will answer your questions and help you determine which
coverages are appropriate for you and your family.
Click Here to learn more about Unum
Term
Life Insurance Offered Through TPG Quicklife
Term
life insurance is known as the simplest and less expensive form of life insurance.
Policies can be purchased for certain amounts and terms.
When do I need it?
If
you are anticipating any life changes such as the birth of a child, marital status
changes, job changes, moving, or sending your child off to college, now is a good
time to think about life insurance and protecting yourself and your loved ones in
the event of a loss.
Why TPG Quicklife?
Simple,
trusted, quick. A few things you want to hear when thinking about purchasing life
insurance. TPG Quicklife offers an excellent selection of personalized life insurance
quotes from highly rated life insurance companies that are matched to your specific
profile.
Did you know?
·
Not all insurance carriers are the same. Selecting
the correct carrier for your health and lifestyle profile can save you significant
costs.
·
Full underwriting requirements.
Click Here to begin your personal assessment